I have a fund by which I save for fun purchases. You know, toys for men in their mid-30s. I've maintained this fund, building it through savings gimmicks, spending it, then building it again, since early 2006. I've bought some neat stuff with it. I pat myself on the back for my frugality, for buying items with cash rather than credit, for depriving myself of transient luxuries like beer or bourbon for loftier goals.
Uncannily, each time I make a big purchase with it, an unexpected expense ambushes me right after I have depleted my savings. My favorite such instance came after the purchase of the big-screen TV and Blu-Ray player I scrimped for and purchased back in 2009. Within a week of paying for the TV, I was stopped by one of Upper Gwynedd's finest for doing 40 mph in a zone that called for only 25. Oh, and shortly after that episode I lost my wedding ring.
This trend continues. Two weeks ago I purchased the computer on which I'm typing this post. (A great system, by the way.) And then . . .
- A bicycle belonging to my kids was stolen from the porch. (Really quite sad.) That'll be about $180 and a couple of broken hearts.
- I punctured a tire on my automobile driving over an enormous bolt. That'll be $200.
- On the way back from shop where tire got fixed my recurring check engine light came on. My hunch: catalytic converter. If I'm right: four digits.
These are funny things to muse on. I have so much to be fortunate about. I must if I'm trying to make light of it.